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iFA main banner — Insurance Vertical AI covering long-term, auto and general insurance; the iFA AI service that explains complex insurance information

A New, Simpler Way to Experience Insurance

iFA AI explains complex insurance information for you.

iFA AI symbol — an orca illustration drawn as a circuit board, representing an AI specialized for insurance (Insurance Vertical AI)

insurance Vertical AI

From understanding difficult policy wording
to checking and managing the coverage you actually need.
iFA AI makes complex insurance simpler, and closer to you.

01 Same Insurance, Different Outcomes You bought the same variable insurance as your friend.
So why could your pension payouts be different?

VFA2 variable insurance AI fund recommendation service login screen

Fund Auto-Pilot VFA2: Your co-pilot all the way to retirement The difference in your pension
starts with fund
selection.

VFA2 guides you to a customized portfolio at your chosen rebalancing intervals, tailored to your retirement timeline and investment profile.

Investment profile analysis · Retirement timeline integration · Rebalancing guidance
· Personalized portfolio recommendations

A New Standard in Variable Insurance Management AI Fund Switching Service, VFA2

AI algorithms analyze daily, and VFA2 recommends funds.
Holder of two patents for variable insurance
fund management systems
Patent No. 10-1886380 · No. 10-2259922

VFA2 variable insurance AI fund recommendation service screen — customized portfolio and scheduled rebalancing dates; eligible products: variable annuity and variable universal life insurance
  • Multi-insurer variable insurance analysis
  • Patented proprietary algorithms
  • Operated through a three-firm expert collaboration

Powered by verified algorithms
co-developed by iFA, RAi, and DNA.

02 Different Health, Different Coverage We’re different people.
So why is our insurance coverage exactly the same?

AI Insurance Design Based on Disease-Prediction Models MediCode Insurance Design (MCID)

MediCode AI analyzes each individual’s disease risk based on health checkup and genetic data, and applies it to insurance design and coverage checks. MediCode Insurance Design is built on the MediCode Insurance Methodology (MIM™). Patent No. 10-2086850 · No. 10-2197095

MediCode Insurance Design (MCID) — a customized coverage analysis service that combines national health checkup data (required), genetic test data (optional) and an analysis of your existing policies to find the coverage you are missing

03 Asset Succession, Your Family’s Future Are You Prepared for a
Meaningful Farewell?

iFA has assembled a team of legal, accounting, and tax professionals to provide expert, systematic solutions for inheritance and gifts.
Through this team, we offer inheritance and gift consulting as well as a comprehensive end-of-life planning service, Ending Note.

Inheritance and gift planning sequence — the asset succession process from writing an Ending Note through transferring assets to the next generation
One-stop inheritance tax service

House icon

iFA Financial Services:
Making Inheritance Easier

Inheritance Planning

  • #Estate valuation
  • #Inheritance tax calculation
  • #Tax optimization
  • #Tax funding
  • #Dispute-free asset transfer
  • #Will notarization
  • #Individuals
  • #Business owners
  • #Corporations
  • #Business succession
  • #Annuity valuation

Tax-saving strategies and funding made easy,
all the way to a dispute-free notarized will—completed in one stop.

As asset values rise, inheritance tax is now
a tax everyone must prepare for!

KRW 1.55248 billion

Average transaction price of 84㎡ apartments in Seoul (Feb. 2025)
· Real estate statistics

Average transaction price in Seoul
Inheritance tax change graph by estate size
Inheritance tax change graph by estate size (mobile)

Inheritance Tax by Estate Value

  • 0.09B

    KRW 1.5B

  • 0.64B

    KRW 3.0B

  • 1.54B

    KRW 5.0B

  • 2.54B

    KRW 7.0B

  • 4.04B

    TAX

    KRW 10.0B

What Is the Average Inheritance Tax?

KRW 102.57 million

Average inheritance tax for Seoul residents
with a KRW 500 million lump-sum deduction and a KRW 500 million spousal deduction
Based on the average apartment sale price as of Feb. 2025

※ Ending Note Inheritance Tax Calculator

The most widely used tools for tax savings and funding
  • Whole Life
  • Annuity Insurance

  • #Tax funding method recommended by the NTS
  • #Death benefit leverage
  • #Annuity valuation
  • #Effective tax rate reduction
  • #No principal loss risk
  • #Tax-free when enrolled under a child’s name
Inheritance and gift consultation

Our Inheritance & Gift Consulting Lab Is Here! Experience Highly
Satisfying Consultations

  • 1

    Analysis

    Analyze estate and tax risks.
    Identify heirs and pinpoint issues.

  • 2

    Solution

    Develop tax-saving principles and strategies
    based on the computed tax liability and organize funding solutions.

  • 3

    Consulting

    Analyze inheritance and gift scenarios
    from multiple perspectives to provide optimal consulting.

  • 4

    Notarization

    Organize legal relationships for estate assets.
    Proceed separately with a notarized will.

Easy and Convenient for Everyone Curious How Much Your
Inheritance Tax Will Be?

Fully reflecting the latest tax laws! Use either the simple inheritance tax calculator or
the detailed calculator for an in-depth calculation, along with various additional calculation features.

Calculate Tax
Inheritance tax calculator mobile screen

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