iFA tiger character
S W I T C H O N i F A

iFA is an insurtech company that delivers personalized solutions spanning insurance
and financial planning, powered by AI and data.

iFA AI tiger character

Insurtech

Insurtech is a portmanteau of “Insurance” and “Technology.”
iFA delivers differentiated insurtech services that maximize the utility and value of insurance by converging financial technology, biotechnology, and AI.

01 Same Insurance, Different Outcomes

You bought the same variable insurance as your friend.
So why could your pension payouts be different?

VFA2 fund management service

Fund Auto-Pilot VFA2: Your co-pilot all the way to retirement The difference in your pension
starts with fund
management.

VFA2 guides you to a customized portfolio at your chosen rebalancing intervals, tailored to your retirement timeline and investment profile.

Investment profile analysis · Retirement timeline integration · Rebalancing guidance
· Personalized portfolio recommendations

A New Standard in Variable Insurance Management AI Fund Switching Service, VFA2

AI algorithms analyze daily, and VFA2 recommends funds.
Holder of two patents for variable insurance
fund management systems
Patent No. 10-1886380 · No. 10-2259922

VFA2 AI fund switching service
  • Multi-insurer variable insurance analysis
  • Patented proprietary algorithms
  • Operated through a three-firm expert collaboration

Powered by verified algorithms
co-developed by iFA, RAi, and DNA.

02. Adding Biotech to Insurance.

We’re different people.
So why is our insurance coverage exactly the same?

Personalized Coverage Analysis Using Genetic Test Results Genetic Analysis Service

iFA provides personalized coverage analysis by examining each customer’s potential risk of specific diseases through genetic analysis,
often called the blueprint of life.
Insurance design and product matching system using genetic analysis
(Patent No. 10-2086850)

Genetic analysis service
Health checkup data analysis service

Personalized Coverage Analysis Using Health Checkup Data

iFA identifies health risk factors based on national health checkup data
and provides healthcare services and personalized insurance planning
to promote better health.
Insurtech system based on genetic analysis, health checkup, and biometric data
(Patent No. 10-2197095)

03. We Support Your “Ending Plan.”

Are You Prepared for Your
Well-Dying?

iFA has assembled a team of legal, accounting, and tax professionals to provide expert, systematic solutions for inheritance and gifts.
Through this team, we offer inheritance and gift consulting as well as a comprehensive end-of-life planning service, Ending Note.

Inheritance, gift, and Ending Note planning process
One-stop inheritance tax service

House icon

iFA Financial Services:
Making Inheritance Easier

Inheritance Planning

  • #Estate valuation
  • #Inheritance tax calculation
  • #Tax optimization
  • #Tax funding
  • #Dispute-free asset transfer
  • #Will notarization
  • #Individuals
  • #Business owners
  • #Corporations
  • #Business succession
  • #Annuity valuation

Tax-saving strategies and funding made easy,
all the way to a dispute-free notarized will—completed in one stop.

As asset values rise, inheritance tax is now
a tax everyone must prepare for!

KRW 1.55248 billion

Average transaction price of 84㎡ apartments in Seoul (Feb. 2025)
· Real estate statistics

Average transaction price in Seoul
Inheritance tax change graph by estate size
Average apartment transaction price mobile graph

Inheritance Tax by Estate Value

  • 0.9B

    KRW 1.5B

  • 6.4B

    KRW 3.0B

  • 15.4B

    KRW 5.0B

  • 25.4B

    KRW 7.0B

  • 40.4B

    TAX

    KRW 10.0B

What Is the Average Inheritance Tax?

KRW 102.57 million

Average inheritance tax for Seoul residents
with a KRW 500 million standard deduction and a KRW 500 million spousal deduction
Based on the average apartment sale price as of Feb. 2025

※ Ending Note Inheritance Tax Calculator

The most widely used tools for tax savings and funding
  • Whole Life
  • Annuity Insurance

  • #Tax funding method recommended by the NTS
  • #Death benefit leverage
  • #Annuity valuation
  • #Effective tax rate reduction
  • #No principal loss risk
  • #Tax-free when enrolled under a child’s name
Inheritance and gift consultation

Our Inheritance & Gift Consulting Lab Is Here! Experience Highly
Satisfying Consultations

  • 1

    Analysis

    Analyze estate and tax risks.
    Identify heirs and pinpoint issues.

  • 2

    Solution

    Develop tax-saving principles and strategies
    based on assessed tax and organize funding solutions.

  • 3

    Consulting

    Analyze inheritance and gift scenarios
    from multiple perspectives to provide optimal consulting.

  • 4

    Notarization

    Organize legal relationships for estate assets.
    Proceed separately with a notarized will.

Easy and Convenient for Everyone Curious How Much Your
Inheritance Tax Will Be?

Fully reflecting the latest tax laws! Use either the simple inheritance tax calculator or
the detailed calculator for an in-depth calculation, along with various additional calculation features.

Inheritance tax calculator mobile screen

iFA News

Your questions, answered by FA AI
Back to Top