Smart Offer ▶ Service
Markets move every day, but most funds stay exactly where they were at enrollment. That is because managing funds on your own is difficult.
VFA2 analyzes your investment profile and target timeline, then proposes fund criteria tailored to you. So you don't have to worry each time, it delivers recommended portfolios at the cycle you choose.
Our AI algorithm analyzeswhich funds fit you best.
Proposes an asset allocation direction suited to your investment tendencies.
Delivers recommended portfolios every 30, 60, or 90 days — whichever cycle you select.
Recommends increasingly stable weightings as retirement approaches.
VFA2 is iFA's patented technology built specifically for variable insurance fund management. The algorithm analyzes market data to guide you toward the right fund portfolio.
Analyzes 10+ years of domestic and international fund returns, index volatility, and macroeconomic indicators.
At each periodic review, calculates recommended equity-to-bond allocation based on current market conditions.
Combines 3–5 of 30 factors, computing up to 142,506 scenarios daily, simulating the performance of every combination to generate the optimal Model Portfolio (MP).
In sharp market downturns, the asset protection algorithm activates to reduce the magnitude of losses.
Reviews and delivers recommended portfolios every 30, 60, or 90 days (default), whichever cycle you choose.
Adjusts the recommended risk-asset weighting based on your age and retirement timeline. Like an airplane gradually descending on its landing path, it proposes increasingly stable allocations as retirement draws near.
VFA2 is a variable insurance fund advisory service combining the expertise of three specialist companies — in planning & operations, investment advisory, and AI algorithms.
Provides customer and fund data, IT infrastructure, UI/UX design, and manages VFA2 operations.
Handles investment advisory andmanagement criteria for variable insurance funds.
Develops asset allocation algorithmsand generates Model Portfolios (MP).
System and method for managing variable funds based on fund-switching signal algorithms
AI-based management system for fund products, including variable insurance
Most services only display your fund status. VFA2 goes further by proposing specific recommended portfolios tailored to you.
You can choose your preferred cycle — 30, 60, or 90 days. The default is 90 days, and recommended portfolios are sent via KakaoTalk at each cycle.
No. Recommendations are data-based reference information. The final decision is made together with you and your FA. Actual fund changes are processed directly through your insurance company.
Yes. VFA2 is not limited to a specific insurer and analyzes and recommends across various variable insurance funds.