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Unclaimed Insurance Benefits

You remember visiting the hospital —
but did you claim all your benefits?

iFA connects your 3-year medical expense data from the National Tax Service to our analysis engine to find unclaimed insurance benefits.

Unclaimed insurance benefits illustration

  • Dental & Anorectal Outpatient Costs

    It's a common misconception that dental treatment or anorectal conditions like hemorrhoids aren't covered. Depending on the year of enrollment, the covered portion may often be reimbursable under indemnity health insurance.

    Dental and anorectal outpatient costs icon

  • Everyday Injuries

    A sprained ankle or a slip is classified as an "injury." Coverage for injury medical expenses, scar restoration surgery, and cast treatment costs is often included — but many policyholders don't realize it and never file a claim.

    Everyday injuries icon

  • Additional Health Check-up Tests

    Additional tests recommended by a doctor (polyp removal, biopsy, additional ultrasound, etc.) are considered medically necessary treatment and are eligible for indemnity insurance claims.

    Additional health check-up tests icon

Unclaimed Insurance Claim Process

  • Step 1

    Unclaimed Benefits Search

    iFA links your NTS medical expense data and automatically scans for unclaimed benefits.

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  • Step 2

    Eligible Claims Review

    Review claimable items and estimated amounts from the search results.

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  • Step 3

    Claim Consultation Request

    After confirming eligible claims, request a payment consultation and a dedicated claims specialist will contact you directly.

Frequently Asked Questions

  • How much are unclaimed insurance benefits typically?

    According to the Financial Supervisory Service, insurance benefits expiring under the statute of limitations amount to hundreds of billions of won annually. Even individually, 3 years of accumulated unclaimed benefits can range from hundreds of thousands to millions of won.

  • Can I claim benefits past the statute of limitations?

    The statute of limitations for insurance claim rights is 3 years. The closer to expiration, the more important prompt inquiry and filing become.

  • Can I just look up without filing a claim?

    Yes. Lookup is free, and whether to file is entirely your decision. You may proceed after reviewing results and consulting with your FA.

Go to Unclaimed Insurance Benefits
Your questions, answered by FA AI
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