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Ending Plan

Inheritance and asset transfer planning illustration

Think inheritance is still a long way off?
Without preparation, it comes back to your family
as a tax burden.

iFA Ending Plan calculates inheritance and gift taxes and establishes strategies for efficient asset transfer.

  • Inheritance & Gift Tax Calculator

    Enter your assets (real estate, financial assets, debts) and family composition to get an estimated tax amount. Compare with advance-gift tax simulations to design a rational inheritance and gift plan.

    Inheritance and gift tax calculator icon
  • Pension & Retirement Income Simulator

    Calculates pension payouts adjusted for inflation, and computes the impact of tax-advantaged assets (pension savings, IRP) on the total estate value.

    Pension and retirement income simulator icon
  • Insurance Trust

    Designs a trust structure so that death benefit proceeds can be immediately used for the bereaved family's living expenses or inheritance tax payment.

    Insurance trust icon
  • Ending Note

    A feature to digitally record and store your asset distribution principles and messages to your family.

    Ending Note icon

Frequently Asked Questions

  • Is the inheritance tax calculation accurate?

    It estimates taxes based on current tax law. However, actual amounts may vary depending on asset valuation methods or tax law changes, so we recommend consulting with your FA and a tax accountant for detailed planning.

  • Does the Ending Note have legal effect?

    The Ending Note is not a legal will but a tool for organizing your asset distribution principles and messages to family. If legal validity is needed, we recommend a separate notarized will.

  • When is an insurance trust needed?

    It is useful when death benefit proceeds need to be used immediately for inheritance tax payment or family living expenses. Payment timing and conditions can be set in advance for planned asset use.

Go to Ending Note
Your questions, answered by FA AI
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